Basic Coverage versus All Risk Coverage:

 Cause of loss or damage

 Basic Coverage

 All Risk Coverage

Fire

Collision

Overturning of the
carrying conveyance

Theft
of the entire shipment
of any portion of
the shipment

Pilferage
of the entire shipment
of any portion of
the shipment

Non delivery
of the entire shipment
of any portion of
the shipment

Rough handling or loading by the carrier or moving co.

Not covered

Carrier or moving
company dropping a box

 Not covered

Rough driving by the carrier or moving co.

 Not covered

Acts of God/Nature: Storm, Flood, Tsunami, Hurricane, Tornado, Earthquake etc.

 Not covered

Damage or breakage resulting from ANY cause (excluding war, terrorism & improper/poor packaging)per the terms and conditions.

 Not covered
 

Summary
Basic coverage will cover loss or damage (partial or total) resulting from the following causes: Fire, Collision, Overturning of the vehicle or carrying conveyance, as well as theft and non delivery of the entire shipment, per the standard terms and conditions.

All Risk coverage will cover loss or damage (partial or total) resulting from ANY cause (excluding war, terrorism and improper packaging)   as well as theft and non delivery of any portion of the shipment, per the standard terms and conditions as well as clause A.