P.A.F - Cargo Insurance

800-541-0700
818-735-0494
M-F 9am-5pm PST

4607 Lakeview
Canyon Rd. Ste 341
Westlake Village
California, 91361

Cargo Insurance Terms

Full replacement value means the actal

Get Cargo Insurance based on the Full replacement Value not Weight!

As a Freight Broker & Forwarder, we understand first hand the lack of cargo insurance coverage being provided by most freight carriers and the need for full value based coverage to protect your shipment. That's why, we established our very own cargo insurance division and are offering primary cargo insurance coverage based on the actual full replacement value of your goods, not based on the weight (ie: 0.50 cents per lb.) We want you to have peace of mind in knowing that your shipment is properly protected by a top rated insurer with the broadest coverage options, highest financial ratings, and claims payment stability. We are proud to offer you Primary Cargo Insurance from the following "A" rated insurer, who specializes in this unique type of cargo insurance:

	of London a well known, reputable cargo
insurer rated A++ with AM Best and AAA with
Standard & Poor's (their highest ratings)

	AM Best and Standard & Poor's are the leading providers of ratings, risk evaluation and financial data for the insurance industry worldwide. They're independent cargo insurance rating experts who publish the financial strength ratings of all insurance companies. Their ratings measure an insurance company's ability to pay out a claim.

Is Your Cargo fully protected in case of loss?

Would you like to properly protect yourself with the right cargo insurance coverage, save time, money and aggravation and never worry about your shipments again?

If your answer is "yes", you're in the right place. Here's why:

Whether you're an individual looking to insure a single shipment/move or a commercial shipper, freight forwarder or logistics provider needing to cover multiple shipments, we can provide you with the coverage you need to protect your goods for their full value, in less than 5 minutes, with no paperwork and at a fraction of the cost.

Here's How...

Primary Cargo Insurance Coverage

	We provide "Primary" Cargo Insurance Coverage for all types of shipments worldwide, not the limited "Contingent" cargo insurance offered by freight carriers & moving co's.
	Did you know that when you move your goods by Air, Ocean or Land with any shipping carrier and damage or loss occurs, the "contingent" cargo insurance they offer will pay you only:
		● $0.50 per pound, for goods shipped by Land,
		● A Total of $500, for goods shipped by Ocean and
		● Up to $20 per kilogram, for goods shipped by Air.
	That's not much and by law that's all they are required to pay you, because contingent cargo insurance is entirely dependent upon the carriers legal liability and their terms and conditions (tariffs).
	You can purchase a higher value coverage with some carriers, but at very high rates and the coverage is still limited by their liability and tariffs. They do not cover high risk items such as: Household goods, fragile goods, artwork, electronics, jewelry or high valued items.
	With Contingent cargo insurance, you risk being paid very little for your loss. Wouldn't you rather be fully protected?
	Here's where we can help:
	Primary cargo insurance repays you for Actual losses.
	You can get coverage for the actual full $ value of your shipment, (not based on the weight). You can insure: Almost All items,
	even High risk, shipping to or from Any country (except Iraq, Afghanistan, North Korea or Cuba), with Any Carrier, by all modes of transport: Land, Ocean and Air.
	And, unlike contingent coverage, it's primary in the event of a loss. This means, it's your main coverage and comes first regardless of the carriers liability or their terms and conditions.
	You can get peace of mind and not worry about your shipments with primary cargo insurance.

Reputable Insurer with the Highest (A+) Ratings.

	Our Primary Cargo Insurance is provided by the world's leading group of insurers: Lloyd's of London, a reliable, top rated, well known insurance brand you can trust.
	Lloyds has been in business since 1688! They were the very first to insure cargo shipments and for over 320 years they have been providing insurance security to the world. Lloyd's is best known for insuring specialty markets, large & complex risks.
	They have top ratings from the 3 independent insurance rating experts: "A+" by Fitch, "A+" by Standard & Poor's and "A" by A.M. Best. These high ratings mean they have an excellent financial strength and superior claims payment ability.
	So, you can feel safe in knowing they can pay for your loss. With over 25 of their underwriting syndicates specializing in cargo risks, Lloyd's provides all the institute cargo insurance coverages from broad "All risk" coverage, to catastrophic and war & strikes coverage. Whatever your cargo insurance coverage needs are, you can find it here. We are extremely proud to offer you the security of Lloyds.

Lower Cargo Insurance Rates & Automated Online System

	Because we are a Freight Broker/Forwarder and not an insurance agency, we have access to lower rates direct from the underwriter and we pass these savings on to you. Compare our prices and Save up to 90% over carrier provided cargo insurance and get primary coverage instead. Our easy automated system allows you to get instant online quotes 24/7& immediate coverage to!
	Our online cargo insurance system was created to fulfill the needs of our customers. We listened to your feedback and built a complete online platform to save you time and money.
	We're happy to provide you with a system in which you don't have to wait for return e-mails or phone calls. No paperwork either. It's Fast and Easy and Hassle Free.
		� Simply get your instant price quote
		� Fill out our easy online order form and
		� With one click of the mouse, your covered!

	Your cargo insurance certificate will be issued immediately on the spot and generated automatically for you to print right from your browser. You can save hours with our automated system, and our low rates will help you cut your costs to save money.

You can start using our online system right now.

You Don't have to register, become a member or fill out any applications. It's Easy, Fast & Free with No Obligation.

Click here to Get Your Free Instant Cargo Insurance Quote

Or, if you're in a rush and need immediate coverage.

Click here to Insure Your Cargo Shipment Now

You can pay by credit card or electronic check.

Why Insure with US?
Here's 16 Reasons & the Benefits You'll Receive

	You Can Get Cargo Coverage for...
1.	Almost Any Item, even High Risk Commodities All types of goods, used or new, even high risk items such as Household Goods, Fine Arts, Fragile Goods and Jewelry.

2.	Any Destination: Domestic & International You can get coverage To and From any place in the world, including Mexico and Iraq.

3.	All Modes of Transport: Ocean, Air & Land It doesn't matter if your shipment is moving by boat, plane, truck or train. You can get coverage for any transit including shipments with multiple modes of transport.

4.	Any $ Amount - No min. or max. coverage limits Get cargo insurance coverage for any value from small $100 packages to Million dollar shipments.

5.	Any Carrier or Moving Company It does not matter who is moving your shipment, you can get cargo insurance coverage for any carrier.

6.	Multiple or Single Shipments You can insure individual, one time shipments or if you are a frequent shipper, you can insure multiple shipments as well.

7.	Save up to 90% compared to Carrier Insurance and up to 50% over traditional primary cargo insurance with our low rates direct from the underwriter. Because we are a freight brokerage company specializing in cargo shipments, we have access to lower rates direct from the underwriter; unlike insurance agencies who have to go through multiple brokers in order to offer this type of coverage. Eliminate the middle man and get lower rates direct from us.

8.	Your Cargo Insurance coverage is provided by one of the Best "A" rated insurers in the world: Lloyd's of London. The name speaks for itself. It is synonymous with high quality, reliability and trust. Lloyd's is the world's oldest and best known insurance brand. We are proud to offer you the high quality security of Lloyd's.

9.	Your Cargo insurance coverage arranged will be Primary not Contingent. Primary coverage comes first in the event of a loss, regardless of the carriers liability or their terms and conditions and you can protect your shipment for it's actual Full declared value instead of being restricted to 0.50 per pound, as with contingent coverage.


10.	You Get Your Own Policy You will receive your own cargo insurance policy with the loss payable direct to you or whomever you choose, unlike coverage from freight carriers in which they cover you under their own blanket policy that covers everyone's shipment and funds are paid to them. With us, you get your own policy direct from the insurer and claims are paid directly to you.

11.	No Hassle Fast and Easy Claims Processing The greatest benefit of being protected by a top rated insurer is that you can rest assured that they can pay for your loss. Lloyd's of London has an excellent financial strength rating and claims payment stability. We help expedite the process by immediately submitting your claim direct to the underwriters claim division and keeping track of it to make sure you're taken care of.

	You can Save Time with:
12.	Instant Online Quotes No need to call or wait for a quote via email, you can get instant cargo quotes on our website any time, 24/7/365.

13.	No Paperwork No registration or application forms to fill out in order to use our services. No membership fee's either. Anyone can get started right away and get a quote or buy a cargo insurance policy immediately.

14.	Purchase Instantly Online 24/7 You can buy cargo insurance immediately online anytime via credit card through our secure online order form.
14.
15.	Immediate Coverage & Instant Online Policies Simply fill out our easy online order form and your cargo insurance policy will be issued immediately on the spot and generated automatically for you to print right from your browser.

16.	Our Friendly Customer Service Exceptional customer service is our goal and our friendly insurance reps practice it every day. We are always here to answer your questions and help assist you with your cargo insurance needs. Please feel free to call or email us any time: Toll Free: 1 (800) 541-0700 or email: info@pafinsurance.com

	Get an Instant Cargo Insurance Quote Now