1.  Total Loss Coverage

Goods being shipped are insured for a total loss/total damage to the entire shipment resulting from any of the following risks during transit:

 1) Collision
 2) Overturning or other accident
      to the truck, train, boat or plane.
 3) Derailment
 4) Fire
 5) Lightning
 6) Sprinkler leakage
 7) Cyclones
 8) Hurricanes
 9) Earthquakes
 10) Floods
 11) Collapse of dock
 12) Jettison
 13) Stranding
 14) Sinking

For full details of coverage, please view the Standard Terms listed below.

This is catastrophic coverage. Must be a Total Loss (Total damage) to the entire shipment caused by any of the 14 covered perils listed above.
 

                   Deductible

                None / No Deductible
 

      Requirements/ Eligibility

This coverage is available for All Goods and all conditions: Used,
New and Reconditioned.
 
No packaging requirements. Owner packed goods are accepted.

         3.  All Risk Coverage

Goods being shipped are insured against All Risks of physical loss or damage (partial & total loss) resulting from any external cause while in transit (door to door); including extended coverage for Loading and Unloading, War, Strikes, Riots, Civil commotions, Duty, Theft and Non-delivery of any portion of the shipment (individual items and/or the entire shipment).  Subject to the Standard terms and any applicable special commodity terms and deductible listed below.

This is the Broadest All Risk coverage available anywhere, subject to very few exclusions which are standard in every cargo policy and considered to be rare; such as terrorism, nuclear events, radioactive contamination, delay in transit, improper/unsuitable packaging and willful misconduct by the insured. For full details of coverage, please view the Standard Terms listed below.
 

                   Deductible

Most categories have a deductible, which varies from 1-5% of the total insured value (minimum $300-500.00 USD), depending on category of goods. Higher risk items have higher deductibles. Please select the category applicable to your goods below for specific deductible. If item not listed below, there is no deductible.

Please select Category of Your Goods Alcoholic BeveragesArtwork and Antiques (Fine Arts and other) Automobiles and Motorcycles Bagged commoditiesChemicals and Hazardous materials Computers and Electronics Fragile GoodsFrozen foods or other merchandise General Merchandise/New Goods General Merchandise/ Used and Refurbished Household Goods and Personal Effects Perishable foods/goods Refrigerated foods or other goods Steel pipes, Tubes and or Rods Steel Sheets, coils and similiar merchandise Yachts, Boats and Watercraft